TERMS & CONDITIONS

1. Introduction

Welcome to Velora Wealth. These Terms & Conditions govern your use of this website and any information, resources, content, or services provided through it.

By accessing or using this website, you agree to comply with these Terms & Conditions. If you do not agree with any portion of these terms, please discontinue use of the website immediately.

2. Website Purpose

The content provided on this website is intended for general informational and educational purposes only. Information presented on this website should not be considered financial, investment, legal, tax, accounting, or professional advice.

Visiting this website or contacting our firm does not establish an advisor-client relationship.

Professional financial advice should only be provided through a formal engagement process following consultation and agreement between both parties.

3. No Financial Advice

The information contained on this website is provided for informational purposes only and should not be interpreted as personalized financial advice.

Financial decisions involve individual circumstances, objectives, and risk tolerances that vary from person to person.

Before making financial, investment, retirement, tax, or estate planning decisions, visitors should consult with qualified financial, legal, or tax professionals.

Velora Wealth makes no guarantees regarding financial outcomes, investment performance, or future results.

4. Investment Risks

All investments involve varying degrees of risk.

Past performance does not guarantee future results.

Investment values may fluctuate and may result in gains or losses. No investment strategy can guarantee profits or protect against losses in all market conditions.

Users acknowledge that any investment-related information presented on this website is general in nature and should not be relied upon as a sole basis for financial decisions.

5. Intellectual Property

All content published on this website, including but not limited to:

• Text

• Graphics

• Logos

• Icons

• Images

• Videos

• Downloads

• Documents

• Website design elements

• Branding materials

is the property of Velora Wealth unless otherwise stated.

Unauthorized copying, reproduction, modification, distribution, or commercial use of website content is prohibited without prior written consent.

6. Third-Party Links

This website may contain links to third-party websites for informational purposes.

Velora Wealth does not control, endorse, or guarantee the accuracy of information provided on external websites.

Users access third-party websites at their own risk.

We are not responsible for the content, security, privacy practices, or availability of any external website.

7. Limitation of Liability

To the fullest extent permitted by law, Velora Wealth shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

• Use of this website

• Reliance upon website content

• Investment decisions made by users

• Temporary website interruptions

• Technical errors

• Data inaccuracies

• Third-party website interactions

Users assume full responsibility for how they use information obtained from this website.

8. Accuracy of Information

While we strive to maintain accurate and up-to-date information, Velora Wealth makes no warranties regarding the completeness, reliability, or accuracy of website content.

Information may be updated, modified, or removed at any time without notice.

9. User Conduct

Users agree not to:

• Violate applicable laws or regulations

• Attempt unauthorized access to website systems

• Submit false information through forms

• Introduce malicious software or harmful code

• Interfere with website functionality

• Use the website for unlawful purposes

Violations may result in restricted access and potential legal action.

10. Privacy

Your use of this website is also governed by our Privacy Policy.

Please review the Privacy Policy to understand how information may be collected, used, and protected.

11. Regulatory Compliance

Financial regulations vary by jurisdiction.

The information provided on this website is intended for residents of the United States and Canada unless otherwise stated.

Users are responsible for ensuring compliance with local laws and regulations applicable to their location.

12. Changes to These Terms

Velora Wealth reserves the right to update these Terms & Conditions at any time without prior notice.

Updated versions will be posted on this page with a revised effective date.

Continued use of the website constitutes acceptance of any changes.

13. Contact Information

If you have questions regarding these Terms & Conditions, please contact:

Velora Wealth

Email: info@velorawealth.com

Phone: (416) 555-8421

Toronto, Ontario, Canada